Insurance Sector News - November 2025
We’re happy to share with you the latest edition of our Insurance Sector News — your snapshot of what’s shaping the industry right now. From bold M&A moves and rising rates to the latest digital and AI innovations, the insurance world is evolving fast. Our goal is simple: to keep you informed, inspired, and ready for what’s next in this rapidly changing market.
Take a cup of coffee (or tea) — and enjoy the read! ☕
Insurer's news
STOIK choisit la Belgique pour son premier M&A avec CYBERCONTRACT
STOIK, specialised in cyber insurance for SME, makes its M&A debut with CYBERCONTRACT in Belgium. This signals strong confidence in the local tech market. The acquisition strengthens STOIK’s regional footprint and innovation potential.
AG Insurance investit dans Doktr
AG Insurance steps into digital health with Doktr. Teleconsultation adoption is surging, and the insurer aims to capitalize. This move blends healthcare with digital convenience.
Athora to acquire Pension Insurance Corporation Group
Athora is set to acquire the UK’s Pension Insurance Corporation Group, expanding its footprint in Europe’s retirement and pension services. The deal reinforces Athora’s strategic push into the lucrative UK savings market.
Belfius clôture sa ligne de crédit de 500 M€ pour Bruxelles
Belfius ends a €500M credit line supporting regional projects. This reshapes financing for Brussels. New funding opportunities are expected to emerge.
AG Insurance cherche un partenaire pour Interparking
AG Insurance seeks a strategic partner for Interparking expansion. The focus is on long-term returns and operational efficiency. Alternative investments are gaining traction among insurers.
Market insights
Deloitte Insurance Outlook 2025
Deloitte highlights trends reshaping insurance: digitalization, risks, and growth opportunities. Insurers must innovate and adapt quickly. The report serves as a strategic roadmap for upcoming years.
The future of embedded insurance revealed during ITC 2025
Embedded insurance is here to stay, integrated into everyday services. ITC 2025 shows insurers how to capture this market. Quick adopters will gain customer loyalty and growth.
How to measure your cyber security risk?
Cybersecurity is a top priority for insurers. Zurich provides metrics to measure and manage cyber risk. Proactive management protects assets and trust.
Primes d’assurance belges au plus haut depuis 2008
Belgian insurance premiums have reached their highest level since 2008, reflecting a combination of market volatility, inflation, and evolving risk profiles. For policyholders, this marks a significant rise in costs, prompting revaluation of coverage and value.
Sparen via de verzekeraar: tak 26 vs. termijnrekening
Tak 26 savings accounts via insurers are gaining attention as a potential alternative to traditional term deposits. Offering competitive yields and the security of insurance backing, they may appeal to conservative savers seeking stable returns.
Taux maximum de l'assurance-vie à 3,75% en 2026
Life insurance rates in Belgium are set to increase, with the maximum rate reaching 3.75% in 2026. Insurers are adjusting their portfolios to accommodate this change, while policyholders may reconsider investment strategies.
Digitalisation Journey
Digital Insurance Maturity 2025 | Deloitte Belgium
Belgian insurers progress in digital maturity but gaps remain. Best practices for scaling digital initiatives are highlighted. Data-driven transformation is key for growth.
Insurance Leads AI Adoption | BCG
Insurers are early AI adopters, now scaling is crucial. AI improves underwriting, claims, and personalization. Governance and talent are critical for success.
AI readiness gaps | Sollers Consulting
Many insurers lack structured AI strategies. Gaps in talent and governance remain. Acting now gives a competitive edge.
The Future of AI | McKinsey
AI’s potential to revolutionize insurance, from underwriting to claims and customer experience is clear. However, realizing this potential requires robust data infrastructure, governance, and cultural alignment.
Insurance Transformation: The New Agenda | KPMG
Digitalization and customer-centricity drive industry transformation. Balancing legacy and innovation is key. Insurers must act to stay competitive.
